Small Business Insurance

Insurance doesn't have to be a hassle for the small business owner. Done right, insurance can be a competitive advantage.

Small Businesses, by nature, are more sensitive to the negative effects of natural disasters, lawsuits and accidents. The good news is that insurance, when properly designed, will give you the advantage to:

• Rebuild and replace your building and inventory
• Defend against costly lawsuits
• Replace lost income after a disaster

Whether your company is new and looking for coverage for the first time or already has a policy in place it is important to understand how the coverage works. Often times small business owners lose money by either not filing a claim that would be covered or end up paying out of pocket for expenses they thought they had coverage for.